It was hard enough to manage multi-unit housing structures before 2020. The task became considerably more complicated and demanding during the COVID-19 pandemic, an event likely to have a lasting impact on the operation of rental, condominium, and cooperative housing. Among other things, “stay at home” orders implemented in response to the pandemic had an opposite impact on multi-unit housing facilities than on most other enterprises.

In this edition of Adjusting Today®, author Joseph Harrington discusses the insurance ramifications of the pandemic, including coverage issues that might be clear and others that will be subject to interpretation and clarification for some time to come.

We welcome you to the issue — and the important information it contains.

Adjusters International, Ltd. is happy to assist businesses and organizations in reviewing their insurance coverages and potential exposures from a property insurance claim perspective. Free subscriptions to Adjusting Today® are just one of the ways we work to help educate policyholders. For those who have suffered a property loss, we can assist you in documenting your property damage, business interruption, and/or extra expense claims and maximizing your financial recovery.

We invite you to share your comments, as well as suggestions for topics you would like to see covered in future issues. You may contact our editor directly at

To read and download this issue, “Insuring Multi-Family Housing in a New Era,” click here. For a free subscription to Adjusting Today® or to request hard copies of our past editions, visit

We appreciate your readership and hope you find this latest edition of Adjusting Today® to be yet another helpful resource in managing your operations.