Losing your home to complete or partial damage from a disaster can be traumatizing. As you begin to pick up the pieces and focus on protecting your family, do you also have the time, attention, and understanding to navigate your insurance policy and prepare a claim? It’s up to you, after all, to prove your loss to your carrier in order to recover financially.
Our public adjusters lift that burden. We understand your priorities in this critical time and are there to be your trusted advisors in managing your insurance claim. Our experience levels the playing field with your carrier. We fully document and substantiate your property damage, make sure you are receiving the benefits you are entitled to from your insurance policy, and prepare and negotiate an insurance claim that will help the most in rebuilding your lives.
Our focus is maximizing and expediting your financial recovery. Local commitment, personalized service, and proven expertise are the hallmarks of our reputation. We offer:
Unparalleled Expertise
We have more senior-level and certified public adjusting professionals than any other organization. With over forty offices across the U.S. and in Canada, our network gives us the unmatched experience and resources to mobilize a top team of the right professionals to successfully manage and negotiate your claim for any type of disaster, and for the maximum amount.
Local Commitment, Global Resources
Our regional offices are committed to serving our local communities because we are a part of them. We know the particularities of these regions and can quickly assemble a top team of experts to help your recovery.
Client Satisfaction
Our priority is to optimize financial recovery and restore the lives of our clients. From our one-on-one conversations to their recommendation letters and referrals after recovery, we are grateful and proud to know we have played a key role in helping them get back on their feet.
Experience
We have guided thousands of homeowners, business owners, organizations, municipalities, and communities to faster financial recovery after unexpected natural and man-made disasters. From a burst pipe to fire, and every earthquake and hurricane in the last quarter century, we have been there to optimize their financial recovery and help them get back to their lives sooner.
Property Damage Losses Homeowners Claims Recovery Process
Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Our Public Adjusters can help you recover from any disaster covered under your property insurance policy and its endorsements. We have handled claims resulting from:
Collapse
Collapse can happen suddenly or years from now if the damage is undetected. Can you tell if your home is structurally compromised?
Your insurance policy may not cover all of the wind damage depending on where you live. It is important to evaluate your claim thoroughly to obtain the amount you need to recover because high-risk zones have large deductions.
Fire commonly includes other damages to your home from smoke, water, and corrosion that often go unseen. We make sure to identify them early on to prevent future problems.
Wildfire can result in a complexity of damages across your property. It’s necessary to document and prove every detail of these damages so your recovery isn’t delayed.
Prior to the fire that destroyed my moms home on Lake Michigan, I did not even know that advocates for the homeowner existed. In retrospect, I do not know how an individual could deal effectively with a fire in the absence of an advocate, especially a good one such as you. You were always prompt, courteous, and thorough, and your advice was spot on. Fortunately our lives have returned to normal, and in the relatively short period of just six months. I am convinced that this would not have been possible in the absence of your expertise and kindness.
Sharon Carter
As soon as we engaged your company, you were able to cut through the bureaucracy and reach the key decision makers. You kept us informed of each twist and turn of your investigation. Within months of your engagement, we had our check in hand. We felt comforted and confident that our situation was given the prompt attention that was needed. I would recommend your services to any in this situation.
Anthony & Barbara Black
Homeowners
Had I accepted my insurance company's ridiculous settlement offer, I would have been left with a patched-up home with mismatched cabinets, a chronic mildew odor, and thousands of dollars of concealed damage that would have eventually needed repair at my own expense. With your diligent work, my home is again in excellent condition. You and your construction experts identified numerous areas of damage that the [insurance company] adjuster overlooked. You ensured that I received all of the benefits that I was entitled to under my insurance policy, including items that I never even thought of myself.
A disaster is rarely predictable, but you can still be prepared. There are proactive steps you can take before and after to help you with providing proof of loss for your property damage and smooth out the insurance claim process for your financial recovery.
Our public adjusters are your prime resource on-site and online in making sure you understand every detail of your insurance claim policy. The following is a list of useful definitions of insurance language you may encounter throughout the insurance claim process.
