Public Adjusters for Homeowners Wildfire Damage
In the rush following wildfire damage, it is in your best interest to take a step back as the policyholder to consider the best options available for a faster recovery.
The damage caused to your property by a wildfire can involve more than flames and smoke. What about water damage, if that was the method to quell the wildfire? Was your home completely or partially burned? Do you know in detail what your homeowners insurance policy covers before you file a claim with your insurance company?
As public adjusters independent from your insurance company, we offer the highest standard of experience in the insurance claim process for natural disasters, such as wildfires. We are aligned only with your interests, and will be there to walk you through your insurance policy and the claim process. We evaluate, document, and negotiate your claim for the maximum amount.
What To Focus On After Wildfire Damage
How can I minimize the emotional toll on my family?
How large of an advance should I expect?
How has my insurance company handled past wildfires?
What is demand surge? Will my insurance cover it?
How can the adjuster represent both me and the insurance company?
Can my agent/broker really help me or not?
Why is a claim strategy so important?
Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you trust the insurance company’s cadre of experts?
Has the public adjuster you are considering hiring handled other wildfire losses? How many? What can he/she tell you?
Is the scope of this disaster large enough that political and grass roots pressure will have an impact?
How long am I really going to be out of my house?
My adjuster says I have to use my advance to buy furniture for the rental home. But the rooms are different sizes and I don’t know what my color scheme will be and I am under so much stress right now. Do I have to? Why can’t I just rent the stuff?
What about mold caused by the water damage? Is that damage covered?
How much of my time will this take?
Property Damage Losses Homeowners Claims Recovery Process
How Our Public Adjusters Help You
- Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
- Strategy Valuing, documenting, and substantiating every detail.
- Communication Keeping you informed every step of the way.
- Negotiation Negotiating on your behalf with your insurance company.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Homeowners Our Public Adjusters Have Helped
Client References & Testimonials
The loss of our home was a devastating experience, financially and emotionally. It did not take us long to realize that we did not have the time and energy to begin rebuilding our lives, deal with the insurance company and their requirements, and still continue to work at our jobs and lead a life that had some pleasure in it. Furthermore, we also realized that we did not have the experience to formulate the inventory list, establish the value of the home we lost and maximize our insurance benefits. It was very obvious that this would be the largest financial transaction of our lives. From our initial contact with [your firm] to our final dealings last week we have had the pleasure of dealing with consummate professionals...The entire staff was always responsive to our needs and the results are far more wonderful than we had even dreamed.Steven R. Chew, D.D.S.
I was initially thinking that I could handle it myself...being an attorney and negotiating was what I did for a living. Little did I know! Once I sat down with you and you explained the entire process and showed me your firm's work product, I realized I was in way over my head... Any prospective customers would be crazy not to get you involved right away. You and your firm took a tremendous burden off Annie and my shoulders and we are grateful that we made the right choice in hiring your firm.Arthur Pollock
The Boles fire in September 2014 is one Ill never forget. It was the most horrible thing to ever hit Weed, CA. Over 100 homes and buildings were lost in this fire. You and your team took so much pressure off of me and my family. Your persistence with our insurance company in getting them to understand the quality of our home, its surroundings, and the items they missed in their evaluation resulted in us getting our policy limits paid. As a Police Sergeant, I was already a busy man and knew I would need the help of professionals. By retaining [your firm's] services, they were able to maximize my recovery. I couldnt be happier!Steven Shannon
Our home burned completely to the ground in a wildfire that took out 39 homes in our small community... Throughout these months we have been fairly and professionally treated and have received a far better payout than originally offered by our insurance company. [Your firm] has been a truly comforting light in all the turmoil of rebuilding our lives after this devastation.Karen Marshall
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