Responding to the Worst Disasters


Gerber Childrenswear

…Our loss was certainly not easy to measure. Your staff of building experts prepared a greatly detailed building estimate that carefully measured all of our damages. Much of our stock was also damaged to varying degrees, which made the detailed quantification and evaluation a very difficult task. Our equipment and machinery was still operational, yet you were able to negotiate a generous repair/damage allowance for machinery that was exposed to water and potential future corrosion.

Our business interruption loss was also quite complicated. While we were able to complete most of our current orders at that time, we suffered a substantial loss of opportunity. Our normal margin was eroded by inefficiencies due to working in a damaged facility. Your team of professionals successfully identified and demonstrated this loss by developing a model whichmeasured and supported that loss of opportunity and allowed us to recover appropriately.

…Your experts accurately interpreted our policy so that we could utilize all aspects of our coverage, and all aspects of our loss—even those which we didn’t initially recognize— were skillfully measured. Adjusters International managed to minimize the impact of a very serious coinsurance clause, which saved Gerber hundreds of thousands of dollars…

Many thanks… for a fine job.

Jay R. Cope Vice President - Operations Services Gerber Childrenswear, Inc.

Gerber Childrenswear Suffers Major Loss from Hurricane Georges

While Adjusters International can’t control the weather, our experts can and do help minimize the financial impact of a hurricane.

When Hurricane Georges devastated the eastern Caribbean in September 1998, Adjusters International quickly mobilized catastrophe teams to initiate recovery. Packing winds up to 130 mph and churning up 20-foot waves, Hurricane Georges toppled power lines, smashed windows and blew away countless roofs in Puerto Rico, the Dominican Republic, U.S. Virgin Islands, St. Kitts and Nevis, Antigua and other Caribbean islands.

One of the worst losses occurred at Gerber Childrenswear’s manufacturing facility in the Dominican Republic. Including severe damage to the building, inventory and equipment, along with a substantial business interruption loss, this claim presented formidable challenges. Adjusters International’s specialists went to work promptly and effectively — helping Gerber recover fully from their property and business interruption losses.

Throughout the islands, Adjusters International spearheaded the recovery of more than 100 businesses, including 25 condominium associations, many of which suffered millions of dollars in losses.

8 | Adjusters International Responding