Supplemental Funding Sources in Community Recovery


...smaller fires burning throughout a state. Eligible firefighting costs may include expenses for field camps; equipment use, repair and replacement; tools, materials and supplies; and mobilization and demobilization activities. (Source: FEMA)

Community Disaster Loan Program (CDL)

A local government or other eligible jurisdiction in a designated disaster area that can demonstrate a substantial tax loss and the need for financial assistance to perform its governmental functions may be eligible for a CDL. Loans cannot exceed 25 percent of the local government’s annual operating budget for the fiscal year in which the major disaster occurs, up to a maximum of $5 million.

A sub-recipient should consult the office or official designated as the single point of contact in the state for more information on the CDL process. Upon declaration of a major disaster, one may apply for assistance through the governor’s authorized representative. (Source: FEMA)

Hazard Mitigation Assistance (HMA)

HMA programs reduce community vulnerability to disasters and their effects, promote individual and community safety and resilience, and promote community vitality after a disaster. Additionally, they reduce response and recovery resource requirements in the wake of a disaster or incident, thus resulting in a safer community that is less reliant on external financial assistance.

Hazard mitigation is defined as any sustained action taken to reduce or eliminate long-term risk to people and property from natural hazards and their effects. Hazard mitigation is the only phase of emergency management specifically dedicated to breaking the cycle of damage, reconstruction and repeated damage. Accordingly, states, territories, federally recognized tribes and local communities 1 are encouraged to take advantage of funding that HMA programs provide in both the pre- and post-disaster timelines. (Source: FEMA)

HazardMitigation Grant Program (HMGP)

HMGP is authorized by Section 404 of the Stafford Act, with its key purpose being to ensure that the opportunity to take critical mitigation measures to reduce the risk of loss of life and property from future disasters is not lost during the...


1 Of the three HMA Programs, eligible PNPs can only seek mitigation funding through the HMGP.