Food Production Industry's Unique Exposures to Loss

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Food manufacturers require special insurance coverages and are exposed to a variety of potential losses, several of which are unique to the food industry. Virtually all businesses face loss to property by fire, theft, or severe weather, as well as liability from claims by customers or vendors injured on the premises, claims by injured workers, or liability arising out of auto accidents with company vehicles. Food manufacturers, however, simply by virtue of being in the food production business, are more exposed to certain types of losses than other businesses. Here are some of them:

Food Production Industry’s Unique Exposures to Loss

Special Attention to Insurance Coverage is Required


1 Virginia L. White-Mahaffey, Coverage Issues Arising From Food Contamination Claims, March 21, 2014, American Bar Association.

Food Production