Key Points Sometimes It's What the Policy Doesn't Say That Counts! Insurable Interest Business Factors Broadening the Named Insured Broadening the Property Definition Being Proactive 180 Day Requirement The Replacement Cost Claim: It's Just Like An Other. Or Is It? The Holdback Replacing Elsewhere Buying Rather than Rebuilding What if Replacement is Less than the Available Limits Values and Coinsurance Requirements What Constitutes Replacements Functional Replacement Cost Download This Issue Request Hard Copy View All Issues Sometimes It's What the Policy Doesn't Say That Counts!