Natural disasters have become so widespread in recent years that they can be second-page news. While their frequency might dull our sensitivity to them, more importantly, they should be a wake-up call that now is the time to prepare for these events and to have a plan for recovering from the devastation they cause.
In the United States, FEMA’s Public Assistance Program plays a major role in bringing about recovery for our communities. But as Skip Cerminaro of Adjusters International explains, deriving full benefit from the program as quickly as possible starts with understanding its key operating procedures and documentation requirements.
We believe you will find his article to be informative and a helpful first step in preparing now to recover if and when a disaster strikes.
In 2013, the president declared 95 disasters — 62 major disasters, five emergency disasters and 28 fire disasters. They were the result of but not limited to earthquakes, hurricanes, tropical and heavy storms, tornados, snow, ice and wild fires. All resulted in public entities being stressed beyond their capabilities to respond and recover.
This might seem like a lot, but in 2011 there were 242 such declarations — including 95 major disasters, 29 emergency...