The Length of the Road Back from Disaster: Four Rules for Measuring the Business Interruption Period



Calculating Business Interruption Period — and insurers control when and how much of it is supplied. In short, just as the insurer should not pay extra BI where the policyholder delays, the policyholder should not receive less BI where the insurer delays. Both rules, a simple mirror of each other, are fair and equitable.

Thus, courts have held that where repairs are delayed because of insurer delays — either in funding or in adjustment activity — the BI period is thereby lengthened.