Hurricanes and Windstorm Coverage

Keith Hayman, Adjusters International, is a licensed public adjuster. He has over 10 years experience in property insurance claims. Keith Hayman Adjusting Today on the Web — www.AdjustingToday.com View our entire catalog of back issues, download PDF versions, subscribe and contact the editor A D J U S T I N G T O D A Y policy language excludes coverage for damage to overhead power lines. When the power goes out, deductibles may vary from four hours up to 72 hours of service interruption before coverage kicks in. Review your coverage to assess whether you are adequately insured in case of a service interruption. Conclusion There has been a spike in the number and severity of hurricanes CORPORATE OFF ICE 126 Business Park Drive Utica, New York 13502 1.800.382.2468 Outside U.S. (315) 797.3035 FAX: (315) 272.2054 Editor@AdjustingToday.com WEB ADDRESSES www.AdjustersInternational.com www.AdjustingToday.com PUBL ISHER Ronald A. Cuccaro, SPPA EDI TOR Sheila E. Salvatore ADJUSTING TODAY is published as a public service by Adjusters International, Inc. It is provided for general information and is not intended to replace professional insurance, legal and/or financial advice for specific cases. AT05-4R (2010) 3027 PRINTED ON RECYCLED PAPER Copyright © 2007 Adjusters International, Inc. Adjusters International ® and the AI logo are registered trademarks of Adjusters International, Inc. Follow Adjusting Today on Facebook & Twitter: Facebook.com/AdjustersInternational Twitter.com/AdjustingToday in recent years. In the aftermath of these storms, there have been too many occasions where businesses were not adequately covered due to the complexities of the loss and inadequacy of coverage. Understanding your full exposure and minimizing your risks can help you financially survive the next major hurricane that comes your way.

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