Expecting the Unexpected Part of the Unexpected

Once again, make sure that you understand the policy’s terminology and the claim process before you submit a claim. Like all successful business people, you’ve worked hard to achieve and maintain the prosperity your company enjoys. You can hope that your firm never suffers a disaster that would interrupt or threaten that prosperity. And you can try not to think of the risk of loss that is an inevitable part of doing business. But you can be sure that if such a loss does come, there will be a lot more to it than you might expect. By no means have we been able to identify in a single article all the ways in which a company might be affected by a disaster, nor have we attempted to present every possible solution. But we hope the preceding has stimulated your thinking about what could actually happen to your company during and after a disaster, and that by considering these possibilities now or the next time your insurance program comes up for renewal, you will be better prepared to deal with the unexpected part of the unexpected. CORPORATE OFFICE 126 Business Park Drive Utica, New York 13502 800.382.2468 Outside U.S. (315) 797.3035 FAX: (315) 272.2054 Editor@AdjustingToday.com Copyright © 2017 Adjusters International, Inc. Adjusters International® and the AI logo are registered trademarks of Adjusters International, Inc. Follow Adjusting Today on Facebook & Twitter: Facebook.com/AdjustersInternational Twitter.com/AdjustingToday ADJUSTING TODAY is published as a public service by Adjusters International, Inc. It is provided for general information and is not intended to replace professional insurance, legal or financial advice for specific cases. THE AUTHOR ADJUSTINGTODAY Adjust ingToday. com View our entire catalog of back issues, download PDF versions, subscribe and contact the editor. WEB ADDRESSES AdjustersInternational.com AdjustingToday.com PUBLISHER Ronald A. Cuccaro, SPPA EDITOR Sheila E. Salvatore AT91 3004-R6 Ronald A. Cuccaro, SPPA Executive Chairman Adjusters International Adjusting Today Basis for Institutes CE Course The Institutes, the leader in providing knowledge solutions for risk management and the property casualty insurance industry, offers continuing education courses based on technical information compiled from issues of Adjusting Today. The courses — “Valuing a Property Insurance Claim” and “Natural Disasters: Coverage Issues”— include seven modules each and are approved for credit by insurance departments in most states. They are offered to property insurance producers, adjusters or both, depending on the state, for up to three continuing education credit hours per course. More information is available at CEU.com.

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