Difference in Conditions Coverage: What Is It and Who Needs It?

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PROPERTY COVERED

“We” cover the following property unless the property is excluded or subject to limitations.

“A DIC policy will be purchased when an insured has a significant flood or earthquake exposure and the commercial property insurer does not offer flood and earthquake coverage, cannot provide full limits for these perils, or offers this coverage at premiums that are prohibitive from the insured’s standpoint.”


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