“Concurrent causation. The tongue twister nature of the term is indicative of the dilemmas that property damage losses which are impacted by more than one cause have long created for insureds, insurers and the courts. Definitions and interpretations of coverage and exclusions have taken various twists and turns, and continue to do so.
In this edition of Adjusting Today®, author Joseph Harrington traces the origins and evolution of concurrent causation, the insurance industry’s actions to address it, and key court decisions – including a very recent one – affecting its implementation. His article draws from and is a timely successor to our previous issue on this subject written by Paul O. Dudey.”
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