Public Adjusters for Flood Damage
According to the National Weather Service, on average, flooding causes more than $3.5 billion per year in total flood insurance claims.
Floods can arrive instantly, pouring into homes and buildings with contaminants picked up along the way. Even if you are not in a floodplain, your facilities are vulnerable. The types of damage can vary, as well as their severity. As you deal with the chaotic aftermath, you will now also have to secure the funds for recovery. Will it come from insurance? Will it be enough? How will you know?
Our public adjusters have expertly managed claims for every type of disaster at the regional, state, and national levels. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables us to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover sooner.
What To Focus On After Flood Damage
Why should the county, city, town or district optimize its claim?
Do we have a commitment to taxpayers to recover the most possible?
What if the insurance company engages a building consultant?
What is my agent/broker’s role?
Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
Is there coinsurance in my policy?
Do we need to issue an RFP in order to engage your services?
Who in your county, city, town or district will be involved in making the decision to hire us?
Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
Why can’t we do it ourselves?
What emergency facilities are necessary to continue operations?
Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
How do existing plans for renovations or enhancements affect my claim?
What building codes and regulations must be considered in the reconstruction?
How do bond cycles affect the full replacement cost holdback provisions of a policy?
Property Damage Losses Government & Non-Profits Claims Recovery Process
How Our Public Adjusters Help You
- Evaluate Fully reviewing your insurance coverage.
- Strategy Developing a claim management strategy.
- Compliance Determining policy compliance issues.
- Valuations Completing detailed valuations of building, equipment and inventory losses.
- Interruption Formulating business interruption models.
- Itemization Presenting and supporting an itemized claim package to your insurer.
- Negotiation Negotiating on your behalf with your insurance company.
- Communication Keeping you informed every step of the way.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Government & Non-Profits Our Public Adjusters Have Helped
Client References & Testimonials
- City of Fort Myers - Fort Myers, FL
- Elizabethtown Water Company
- First Baptist Church of Homestead
- Jefferson County Courthouse - Beaumont, TX
- Jewish Community Federation of the Mohawk Valley, NY, Inc. - Utica, NY
- Linn County Sheriff - Cedar Rapids, IA
- New York State Emergency Management Office - Albany, NY
- Town of Sullivan's Island - Sullivan's Island, SC