Logo

Public Adjusters for Collapse Damage

If your organization or community suffers a structural collapse to any of its facilities, the full damage can be difficult to identify. Your recovery can depend on how you assess and report the damage. Our team of experts help you obtain the maximum claim recovery so you can get back on your feet sooner.

Coverage for collapse damage can be denied by your insurance company if you do not document and prove your loss properly.

If your organization or community’s infrastructure is interrupted by a collapse, you will not only face the challenges of securing everyone’s safety and protecting the rest of your property. You will now also have to secure the necessary funding for your recovery. Will it come from your insurance policy? If so, will it be enough to fully recover? The effect of any unrecoverable monies can be an immobilizing blow to your organization or community.

Our public adjusters have expertly managed claims for every type of disaster at the regional, state, and national levels. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables us to consistently coordinate and obtain the maximum reimbursement for our clients, so that they may recover.

Thumbnail Image

What To Focus On After Collapse Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why should the county, city, town, or district optimize its claim?
  • Do we have a commitment to taxpayers to recover the most possible?
  • What if the insurance company engages a building consultant?
  • What is my agent/broker’s role?
  • Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
  • Is there coinsurance in my policy?
  • Do we need to issue an RFP in order to engage your services?
  • Who in our county, city, town, or district will be involved in making the decision to hire us?
  • Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
  • Why can’t we do it ourselves?
  • What emergency facilities are necessary to continue operations?
  • Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
  • How do existing plans for renovations or enhancements affect my claim?
  • How do bond cycles affect the full replacement cost holdback provisions of a policy?
  • What building codes and regulations must be considered in the reconstruction?

Property Damage Losses Government & Non-Profits Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Public Adjusters Help You

  • Evaluate Icon Evaluate Fully reviewing your insurance coverage.
  • Strategy Icon Strategy Developing a claim management strategy.
  • Compliance Icon Compliance Determining policy compliance issues.
  • Valuations Icon Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Icon Interruption Formulating business interruption models.
  • Itemization Icon Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Government & Non-Profits Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    • 108 Owners Corporation Manhasset Condo
    • 11805 Mayfield Association
    • 13030 Moorpark Homeowners Association
    • 1388, LLC - Binghamton, NY
    • 151 Highland Avenue (Salamanca, LLC) - Salamanca, NY
    • 1618 14th Street, NW, LLC
    • 1745 Wazee - Denver, CO
    • 17th Street Revocable Trust
    • 1860 Larimer St. - Denver, CO
    • 18749C N. Frederick Corporation
    • 1st Choice Pallets
    • 1st Missionary Baptist Church - Inkster, MI
    • 2108 Bolton Street
    • 218 East Main Street Partnership
    • 245 Granby, LLC
    • 3 Day Suit Brokers
    • 3-G Video Cassette Corp.
    • 36-40 North Main Street Corp. - Waterbury, CT
    • 380 York Road Associates
    • 388028 British Columbia Ltd., Inc.
    • 3D Treats, Inc./dba Dairy Queen
    • 3rd Millenium Inc
    • 4230 Stansbury Association
    • 4455 Hazeltine Homeowners Association

    Testimonials

    Certainly the tragedy of the World Trade Center explosion will remain etched in our memories forever. We can, however, take pride in the united response of hundreds of people which enabled the complex to be reopened in record time and reconstructed on an expedited schedule. At the same time, as you well know, we were involved in a long, sometimes agonizing process of pursuing settlement activities with insurers. Without your help, and the help of many others the settlement wouldn't have been concluded as successfully as it was. On behalf of The Port Authority of New York & New Jersey, I would like to thank you for the expert advice you provided to me and my staff in our effort to bring the World Trade Center explosion insurance claim to closure. Your expertise and insight in this long and arduous negotiation were invaluable.
    Placeholder Logo
    Bruce D. Bohlen
    Treasurer - The Port Authority of NY & NJ, New York, NY
    Time and again you had the creative solution, the tough negotiating point, or the quick response necessary to keep our insurance claim on track with the insurance adjusters.
    Placeholder Logo
    Richard Q. Russeth
    Vice President & Associate General Counsel - The Pillsbury Company, Minneapolis, MN
  • Case Studies

    For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

    A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

    Super Typhoon Paka, as the storm came to be called, was a 12-hour session of destruction for the island of Guam. Stirring up winds in excess of 200 miles per hour, the tropical cyclone tossed buildings, planes and ships across the island like discarded toys. Among these was the headquarters of Continental Micronesia, a subsidiary of Continental Airlines. The main offices, the marketing buildings and the planes were damaged by the powerful typhoon.

Related Resources

  • Insurance Coverage For Collapse Thumbnail Image
    Publication
    Issue # 3039

    Insurance Coverage For Collapse

    Webster's lead definition of "collapse" seems so clear and straightforward as to preclude the possibility of such an event being debatable. Yet in the field of property insurance, few concepts have been as open to interpretation...
  • Insurance Coverage for Collapse: How Has It Changed and Why? Thumbnail Image
    Podcast
    04.02.2018

    Insurance Coverage for Collapse: How Has It Changed and Why?

    Throughout the years, insurance companies have updated the policy language as to what constitutes a collapse loss and continue to do so today. How can you be sure you are covered? ...
  • Challenges of Collapse Claims Thumbnail Image
    Video
    04.26.2017

    Challenges of Collapse Claims

    Bill Rake, Principal at The Greenspan Co./Adjusters International, discusses the challenges of collapse claims for home and business owners
  • Buildings and Equipment Thumbnail Image
    Publication
    Issue # 4014

    Buildings and Equipment

    Our 15th edition focuses on a topic often-requested by our readers: Category E Projects – Buildings and Equipment. Author Judy Wolf takes an in-depth look at this subject and aptly reminds readers that “Understanding all the elements and policy considerations that go into developing and implementing all Category E projects...
  • How to File a FEMA Claim Thumbnail Image
    Newsroom Article
    10.19.2016

    How to File a FEMA Claim

    Eight key steps to filing a FEMA claim for policyholders. When a large-scale natural disaster occurs such as a hurricane or wildfire, local and state resources can be depleted

Contact Us

If you're suffering from a government & non-profit property claim, we can help!
Call us at 800.382.2468 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.