A public adjuster is an insurance professional who represents the interests of the policyholder in settling a property insurance claim. Public adjusters, such as those from Adjusters International, have special training and expertise in appraising, preparing and negotiating property damage and business interruption losses. Types of disasters from which they help policyholders recover include fire, windstorm, flood, hail, earthquake, structural collapse and more.
Most public adjusters are paid based on a small percentage of the total settlement. Such is normally the case with Adjusters International, whose fee is minimal in relation to the ultimate claim settlement. In the vast majority of cases the difference AI's services make in the amount of the claim settlement the policyholder receives more than offsets the fee.
Following a disaster, filing and pursuing a complicated insurance claim is one of many monumental tasks a business or homeowner faces — and it is a process with which most are unfamiliar. On the other side of the fence sits the insurance company, with experts who adjust claims daily and who are always watching out for the company's interests. A public insurance adjuster levels the playing field, putting a professional with similar knowledge, experience and expertise on the policyholder's side.
Not to be confused with "company" or "independent" adjusters, who work for the insurance company, public adjusters work exclusively on behalf of the policyholder throughout every aspect of the claim process.
A competent public adjusting firm goes to work for the policyholder immediately, focusing on helping the policyholder achieve the most favorable claim settlement possible.
The earlier a public adjuster is brought into the process, the better the opportunities are for helping the policyholder obtain a more favorable claim settlement.
It has been proven time and time again that public adjusters help maximize an insurance claim settlement. Read on for what the press has to say about public adjusters.