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Business Income Insurance Q&A

Business Income Insurance Q&A

Answering Tough Questions on Complex Coverage

Business Income Insurance following a disaster can be critical to an organizations survival. A previous Adjusting Today business income article generated a steady flow of questions; six of which are answered in this issue by the author Paul Dudey, CPCU.

Key Points and Page Numbers

  • Selling Price basis vs. ordinary BI? – 2
  • What if the business is losing money? – 2
  • What about start up or research and dev-costs? – 2
  • What if a supplier or customer is shut down by a disaster? – 2
  • How can BI values keep with inflation? – 3
  • How broad is Civil Authority coverage? Is the period covered long enough? – 4
  • Obtaining the Proper Coverage – 4